Costs for Students

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Most currently enrolled students pay nothing for most primary care and specialist visits at UHS. That’s because U-M students who are currently enrolled in regular classes on the Ann Arbor campus pay a health service fee as part of tuition. This fee helps to fund clinical and wellness services at UHS and to create a health-promoting campus culture.

Besides these primary care visits and specialist visits, students (and/or their personal health insurance) may be billed for other services. Any out-of-pocket expense depends on what kind of care you may need and your insurance plan. Health insurance plans vary a great deal and may cover only part of the costs or it may not cover your care at UHS. 

Please check with your insurance about coverage because students are responsible to pay any part that isn't covered by health insurance (the customer service # is usually on the back of your membership card) 

If you are not a U-M student who is currently enrolled in regular classes on the Ann Arbor campus, please see:

Costs at UHS are handled in four different ways for most currently enrolled students on the Ann Arbor campus:

dollar freeStudents pay nothing and personal health insurance is not billed for the following services:

umbrella iconPersonal health insurance is billed for the following services. If you do not have personal health insurance, or if your insurance doesn’t pay, you pay nothing.

*We are able to perform many commonly requested lab tests at UHS.  When testing is performed at UHS, the Health Service Fee will cover any costs not covered by insurance. 

umbrella with a student iconPersonal health insurance may (or may not) pay for the following. If you do not have personal health insurance, or if your insurance doesn’t pay, you will be responsible for payment.

student iconStudents pay for these and personal health insurance is not billed. Students would be responsible for payment.

  • Physical Therapy service fee for return visits and re-evaluation visits
  • Durable medical equipment and supplies for home use e.g. crutches, braces



Students (and/or their personal health insurance) are responsible for paying for any services received outside of UHS, even if ordered or recommended by UHS staff.

If you do not have personal health insurance, or if your insurance doesn’t pay, you will be responsible for payment for these outside services, including:

  • Any services at Michigan Medicine (hospitals and clinics) 
  • Laboratory tests collected at UHS but sent to Michigan Medicine for processing: As a convenience to patients, and at no charge to patients, UHS collects specimens and arranges transportation to Michigan Medicine. Michigan Medicine will bill students’ personal health insurance for processing tests. Exception: STI tests and hormonal tests for trans care are included in the health service fee. 
  • Ambulance
  • Emergency room / department visits
  • Urgent care visits
  • Hospitalization 
  • Any other services outside UHS

About Billing and Payment:

Payment may be expected at the time of service -- see Payment options.

As an alternative to billing insurance, the UHS Patient Billing Office can offer optional payment methods on the same day that your tests or services are ordered/performed. Payment must be made within 30 days.

Patients may be responsible for paying costs not covered by insurance, e.g. deductible, co-payments, co-insurance.

See also:

If you do not have health insurance:

For more information:

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student group