This page is for U-M students on the Ann Arbor campus only.
What is the health service fee?
Students pay a mandatory health service fee (included as part of tuition) that funds clinical services at UHS and well-being services to improve campus health and wellness.
Do students need health insurance, and does U-M offer a plan?
Yes and Yes! See:
Do I have to pay for services that are not funded by the health service fee?
Yes. Students are responsible for paying for any services not funded by the health service fee. For some services, payment is expected at time of service. For other services, UHS and/or Michigan Medicine will bill your health insurance.
If you don’t want your insurance to be billed, you may make payment arrangements with the UHS Patient Billing Office on the same day that your tests or services are ordered / performed. Payment must be made within 30 days.
Will my parents receive any bills for UHS services?
Charges for services not covered by the health service fee that are billed to your health insurance may appear on the policy holder's Explanation of Benefits (EOB) statement.
If your parent is the policyholder of the insurance, it is possible that the insurance company will notify them of the billings received or paid.
If you don’t want your insurance to be billed, you may make payment arrangements with the UHS Patient Billing Office on the same day that your tests or services are ordered / performed. Payment must be made within 30 days.
Also, if your U-M student account is paid by your parents and you choose to have any UHS services billed to this account, be aware that the UHS charge will be identified on your financial statement. The UHS charge will simply indicate that you visited UHS and not state the purpose of the visit.
See also Confidentiality at UHS and Concerned about Costs or Privacy?
How can I handle medical bills?
For UHS bills, contact the UHS Patient Billing Office.
For bills outside UHS, see:
- How to Avoid or Minimize Medical Bills
- Resources for Financial Needs and Medical Assistance
- Concerned about Costs or Privacy?
How will my UHS visit affect my insurance deductible?
Health insurance may help to cover costs, and UHS and/or Michigan Medicine will bill insurance.
Patients may be responsible for paying insurance deductible, co-payments, co-insurance, or any other costs not covered by insurance.
What do I need to know about using my health insurance?
See How UHS Works with Health Insurance and Concerned about Costs or Privacy?
Do I need a referral from my home primary care provider (PCP) to use UHS?
No, when you are a currently enrolled student, you can use UHS without a referral from your home PCP and your health service fee will cover many services.
What types of insurance does UHS accept?
See How UHS Works with Health Insurance.
Does the UHS Pharmacy accept insurance?
Yes, see Pharmacy for accepted plans.
What methods of payment do you accept?
See Payment.
Where can I get dental services?
U-M Dental School offers patient services but not insurance.
For more information
For eligibility to use UHS, fees, payment options, insurance billing and the UHS Prepaid Plan, contact the UHS Patient Billing Office.
For insurance benefits through the Domestic Student Health Insurance Plan and GradCare, contact the UHS Managed Care/Student Insurance Office.